Insurance built for LA property owners and businesses.
Apartment buildings, mixed-use, restaurants, contractors and product sellers. We prepare your submission properly, shop it, and explain your options in plain English.
What we place
- Apartment & mixed-use building insurance
- Commercial property & earthquake options
- General liability & umbrella
- Restaurant packages & liquor liability
- Contractor GL with contract endorsements
- Products liability for importers & brands
- Term and permanent life insurance
Coverage for how LA does business
Commercial property and casualty is our focus, with life insurance for owners, families and key people.
Apartment Buildings & Real Estate
Multifamily, mixed-use, retail and office property owners across Los Angeles.
Learn more →Restaurants & Hospitality
Package coverage for restaurants, bars, cafés and food service.
Learn more →Contractors
General liability, umbrella and more for California contractors.
Learn more →Products Liability
For importers, distributors, manufacturers and e-commerce brands.
Learn more →Commercial Property
Buildings, contents and income protection for owners and tenants.
Learn more →General Liability & Umbrella
Core liability protection and higher limits for your business.
Learn more →How it works
A clean submission gets better answers from underwriters. That's where we start.
Tell us about the risk
Share your current policy, loss runs and property or business details. We tell you exactly what's needed.
We build & shop the submission
We prepare complete applications and statements of values and take them to the markets available to us, including surplus lines through licensed brokers when needed.
Compare & decide
You get a side-by-side of coverage, limits, deductibles and price, plus a straight answer on the trade-offs.
Why Protectir
- Focused on Los Angeles commercial real estate and small to mid-size businesses
- Experience with older habitational buildings, mixed-use and hard-to-place property
- Direct access to your agent, no call-center hand-offs
- Written coverage comparisons so you know what you're buying
- Help with certificates, additional insureds and lender requirements
Renewal coming up?
Start 45–60 days before your expiration date for the best results. Even a week out, reach out. We'll do what we can.
Start a QuoteGet a commercial quote
Justin Levian · CA License #4414595