Restaurants & Hospitality Insurance
Package coverage for restaurants, bars, cafés and food service.
From neighborhood cafés to full-service restaurants with liquor sales, we build packages that cover the building or tenant improvements, equipment, spoilage, and the liability that comes with serving the public.
Coverage we can help with
- Business owners policy (BOP) or commercial package
- General liability and liquor liability
- Property: tenant improvements, equipment, food spoilage
- Business income and extra expense
- Workers' compensation
- Umbrella / excess liability
What we'll need for a quote
- Annual gross sales and liquor percentage
- Square footage, seating and hours
- Hood / suppression system service records
- Lease insurance requirements
Availability, terms and pricing depend on underwriting. Coverage descriptions are general and do not modify any policy.